Vector Pacific manages a Mortgage Investment Corporation, which is a pool of funds set up to lend on a Non Institional basis. With this comes an ability to expand upon our niche of Customized Commercial Mortgages to include Residential Construction Mortgages. A typical mortgage will have us helping a home builder who doesn't meet the stringent institutional requirements. We also help people with credit issues that Institutions will not. Ask us about our residential program.
Vector Pacific has been providing Customized Commercial Mortgages since 1996. Formed to fill the niche that was created by Institutions being bound by policies, Vector Pacific is considered to be one of the top Non Institutional Mortgage Funders in British Columbia.
With its Commercial Mortgage Brokerage Arm, Vector Pacific has professional relationships with many of the Institutional Lenders. These relationships have been formed over many years when Lenders “don’t like to say no” they recommend Vector Pacific as an alternative for Non Institutional Mortgages. This relationship allows Vector Pacific to know what types of loans different Institutional Lenders will do and place its clients mortgage with the best-suited Lender.
The company was incorporated in British Columbia and operates under the regulations created by the Financial Institutions Commission of British Columbia. It is a member of the Mortgage Investment Association of British Columbia (MIABC), Canadian Institute of Mortgage Brokers and Lenders (CIMBL), and the Mortgage Brokers Association of British Columbia (MBABC).
