Residential Mortgages

Do you require a common sense approach to an uncommon situation?
....We can help!

We pride ourselves in applying common sense to residential lending situations.

Financing Possibilities:

  • Purchase of owner occupied and rental properties.
  • Residential construction financing to 85% of cost.
  • Renovation financing.
  • Refinancing and debt consolidation.
  • Equity mortgages to 75%.
  • Interalia mortgages.
  • No credit, poor credit, pervious bankruptcies.
  • 100% financing available with vendor take back.

Call us to discuss a common sense approach to your residential lending needs.

 An expression of interest requires:

  1. Individual Personal Net Worth Statement.  Vector PNW PDF
  2. Personal tax returns and NOAs.
  3. Property information; Assessment, Landcor Report, Appraisal,Photos.
  4. Requested amount, term, amortization.
  5. Purchase Agreement (if purchase).

Commitment will folllow upon submission of:

  1. Appraisal of the property/properties.  We often can use dated appraisals, so please present them prior to ordering new ones. 
  2. Inspection of the property by Vector Pacific.