What problems can Vector Pacific solve for you?

  • Tarnished credit is acceptable.
  • Lower downpayment than Institutions would require.
  • Second mortgages allowed for equity.
  • VTBs permitted.
  • Quick turnaround time.

 Loan to Values

Vector Pacific fund mortgages on many different real estate types.  In addition to the real estate, there are many other factors that will affect what level of loan to value we are able to achieve on each mortgage requested.  Typical loan to value ranges from 50% to 75%.

 Given the above, please contact us directly to discuss the loan parameters and we will give you a better indication of the loan to value that may be achieved. 


Vector at a Glance

Refer to the attached one page overview outlining our general lending criteria.

Vector Pacifc Lending Guidelines



Funding Areas

Vector Pacific is licenced to provide mortgages within the Province of British Columbia.

A. Vancouver Island
Victoria to Courtaney/Comox...

B. Lower Mainland
From Pemberton to Chilliwack...

C. Interior / Okanagan
From locations in Kamloops, Kelowna, Penticton...